Greater connection uptime You can generally expect greater connection uptime with OAuth-enabled institutions, which means fewer connection errors for end users when using Plaid Link. App-to-App can provide alternative authentication methods to end users (e.g., Touch ID or Face ID) that can help simplify and accelerate the authentication process. Streamlined login experiences Some OAuth-enabled institutions (e.g., Chase) provide an "App-to-App" experience for end users if the end user has the institution's mobile app installed on their device. In addition, Plaid integrations with OAuth have several benefits over the traditional, non-OAuth experience in Link, such as:įamiliar and trustworthy experiences With OAuth, end users authenticate via the bank's website or mobile app, a familiar experience that can help with conversion. Afterward, they're redirected back to Link to complete the Link flow and return control to the third party application. With OAuth, however, end users temporarily leave Link to authenticate and authorize data sharing using the institution's website or mobile app instead. Typically, end users authenticate and permission data directly within Plaid Link when connecting their financial accounts to third party applications. With OAuth, end users can grant third parties access to their data without sharing their credentials directly with the third party. OAuth is an industry-standard framework for authorization. OAuth setup can be skipped only if your Plaid integration is limited to products that do not connect to financial institutions (Enrich, Identity Verification, Monitor, and Document Income). Without OAuth support, your end users will not be able to connect accounts from institutions that require OAuth, which includes several of the largest banks in the US. OAuth support is required in all Plaid integrations that connect to financial institutions. # Enabling OAuth connections and migrating users.# Troubleshooting common OAuth problems.# Configure your Link token with your redirect URI.# Prerequisites for adding OAuth support.
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